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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Judy Taub, a proven Johnson City, Erwin TN and Asheville NC, Tennessee NUMBER1EXPERT™ Top Selling real estate agents. Find Johnson City, Erwin TN and Asheville NC Homes - Find Johnson City, Erwin TN and Asheville NC, Tennessee real estate listings & homes for sale provided by Judy Taub, your local expert real estate agents. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Judy Taub, a proven Johnson City, Erwin TN and Asheville NC, Tennessee NUMBER1EXPERT™ Top Selling real estate agents. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Judy Taub, a proven Johnson City, Erwin TN and Asheville NC, Tennessee NUMBER1EXPERT™ Top Selling real estate agents. Johnson City, Erwin TN and Asheville NC Information - Find local information on Johnson City, Erwin TN and Asheville NC, Tennessee including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Judy Taub, a proven NUMBER1EXPERT™ Top Selling real estate agents. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Judy Taub, a proven Johnson City, Erwin TN and Asheville NC, Tennessee NUMBER1EXPERT™ Top Selling real estate agents. About Judy Taub - Information about Judy Taub including testimonials, guarantees, credentials, and contact information. Learn why Judy Taub is a proven Johnson City, Erwin TN and Asheville NC, Tennessee NUMBER1EXPERT™ Top Selling real estate agents. 
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First Time Buyers >Choosing A Lender
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.
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| Q |
Who is the world's largest landowner?
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| A |
The United States government, with holdings of 728.8 million acres of land.
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