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For Home Buyers:
Why Buyers Choose Judy Taub - Why homebuyers looking for a real estate agents in the Johnson City, Erwin TN and Asheville NC area choose Judy Taub. Latest Listings - Get Judy Taub's latest Johnson City, Erwin TN and Asheville NC listings of homes for sale first! Find Your Perfect Home - Judy Taub will search for your ideal home and email you the newest Johnson City, Erwin TN and Asheville NC MLS listings of properties in Unicoi County TN. First Time Homebuyers - Are you a first time homebuyer in Johnson City, Erwin TN and Asheville NC, TN? Choose a top real estate agents. Judy Taub can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Johnson City, Erwin TN and Asheville NC house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Johnson City, Erwin TN and Asheville NC Homes, For Home Buyers, For Home Sellers, Johnson City, Erwin TN and Asheville NC Information, Real Estate Resources, and About Judy Taub. 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What acclaimed house built of stone, concrete, and glass is built over a waterfall?
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| A |
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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